
Fully Insured Excess

Great Rates On Auto Loans
Energy CU - Your First Stop for an Auto Purchase
If you are in the market for a new vehicle, make your first stop Energy CU. Get pre-approved for one of our great auto loans today!

Energy Credit Union Home Loans
We are making the loans others are just talking about!
Energy Credit Union offers mortgages and home equity loans at favorable rates. You can count on a smooth application process.

Mass Save Heat Loan
Interested in Energy Efficiency? You'll Get Zero Interest From Us!
You can obtain a 0% APR loan to assist with the installation of qualified energy efficient home improvements.

Auto Loans
Get The Best Financing For Your Car Purchase!
If you are in the market for a new vehicle, make your first stop Energy CU.
- Get pre-approved for one of our great auto loans today!
- Check out our loan rates.
- Use our handy calculators to estimate your payments!

Revolving Line Of Credit
Write Yourself a Loan Whenever You Need It!
Revolving credit is an open-ended credit line and the length of the credit is ongoing and indefinite.
The best part of a revolving credit line is that you do not need to apply for a loan every time you need cash.

Mass Save Heat Loan
Interested in energy efficiency? You'll get zero interest from us!
Offered in partnership with Mass Save, a consortium of regional energy utilities and providers, the program provides the opportunity to make your way toward an energy efficient home. Borrow up to $25,000.

Free Checking
Our checking account offers convenience and low costs that can't be beat.
We provide low cost checking and all the extra features you need to make managing your checking account convenient, easy and worry-free.
Current Rates
Loans
- New Car Loan
- 2.99% APR *
- Used Car Loan
- 3.25% APR *
Mortgages
- First Mortgage
- View Rates
- Home Equity Loan
- 4.99% APR *
Savings
- 36 Month CD
- 1.16% APY **
- 60 Month CD
- 1.41% APY **
* APR - Annual Precentage Rate
** APY - Annual Precentage Yield