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0% Payclipper Home Upgrade Loan

No Application Fee - No Home Equity Collateral * - No Impact On Credit To Apply - No Origination Fee - No Early Payoff Fee

What is your next home improvement project?

Through the Energy Credit Union, you can obtain a 0% APR loan to assist with qualified home improvement projects. Borrow up to $25,000 for 4 years.

Qualifying Home Improvements

  • Heating/Cooling Upgrades - Heat Pump, Gas, Oil, Propane
  • Interior Upgrades - Kitchen, Bath, Basement and more
  • Exterior Upgrades - Roof, Siding, Windows, Deck
  • Additions and ADUs (Accessory Dwelling units)
  • Kitchen Cabinets, Vanities, Custom Storage (closets, mudroom, pantry)
  • Hardscape - patio, walkway

* Payclipper unsecured loan - Some Lenders might require Uniform Commercial Code Financing Statement to be filed with registry of deeds.

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