We value your trust and handle all personal information with care. Take a closer look at what information we collect and share.
|WHAT DOES ENERGY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
|Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
When you are no longer our member, we continue to share your information as described in this notice.
|All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Energy Credit Union chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information
|Does Energy Credit Union share?
|Can you limit this sharing?
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|For our marketing purposes - to offer our products and services to you
|For joint marketing with other financial institutions
|For our affiliates' everyday business purposes - information about your transactions and experiences
|WE DON'T SHARE
|For our affiliates' everyday business purposes - information about your creditworthiness
|WE DON'T SHARE
|For non-affiliates to market to you
|WE DON'T SHARE
|Who we are
|Who is providing this notice?
|Energy Credit Union
|What we do
|How does Energy Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We maintain a comprehensive written Information Security Program.
|How does Energy Credit Union collect my personal information?
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates and other companies.
|Why can't I limit all sharing?
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
|Call 617.325.1999 or go to www.energycreditunion.org
A financial institution will have, or already has, a relationship with you. You may go to your neighborhood bank, a major national financial conglomerate, or a credit union.
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