• Log In

Policies & Disclosures

For your convenience, this page contains information on Energy Credit Union’s policies and fees. You will need Adobe Acrobat to view some documents.

Privacy Policy

Energy Credit Union is committed to protecting your privacy.

Schedule of Fees

Available via Energy@Home or call the credit union.

18/65 Law

If you are 65 years of age or older or 18 years of age or younger, you may be effected by the Massachusetts legislation referred to as the 18/65 law, Chapter 230 of the acts of the 1984 General Laws of the Commonwealth of Massachusetts.

Customer Identification Program

Under the Section 326 of the USA PATRIOT Act (which aims to protect our country’s financial system from money laundering and terrorist financing and to protect consumers against fraud, including identity theft), credit unions must implement a Customer Identification Program (CIP) to obtain and verify certain kinds of identifying information from anyone opening an account. Credit unions must apply the CIP to each person who establishes a new account, including members, joint accountholders and co-borrowers. To comply with the Act, we obtain and verify four items of information from each new member, including name, date of birth, address and an identification number, such as a social security number.

Latest From Our Blog

The Advantages of Joining a Credit Union

A financial institution will have, or already has, a relationship with you. You may go to your neighborhood bank, a major national financial conglomerate, or a credit union.

Overview of Purchasing Automobile And Truck Insurance Policies

Some of the most crucial details will aid in the acquisition of an ideal insurance coverage. We’ve compiled a policy overview that may be of use to you.

Is it Possible to Buy a House with Bad Credit?

Lenders want to know that you can pay the monthly payments, plus interest and insurance. If you can show proof of debt management and affordability, you’ll have a far better chance of getting authorized, even if you have a bad credit score.

Savings Tips for College Students

College students need all the help they need when it comes to saving money. Who better to advise them than the pros at online tax preparation software company TaxSlayer.com?