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Policies & Disclosures

For your convenience, this page contains information on Energy Credit Union’s policies and fees. You will need Adobe Acrobat to view some documents.

Privacy Policy

Energy Credit Union is committed to protecting your privacy.

Schedule of Fees

Available via Energy@Home or call the credit union.

18/65 Law

If you are 65 years of age or older or 18 years of age or younger, you may be effected by the Massachusetts legislation referred to as the 18/65 law, Chapter 230 of the acts of the 1984 General Laws of the Commonwealth of Massachusetts.

Customer Identification Program

Under the Section 326 of the USA PATRIOT Act (which aims to protect our country’s financial system from money laundering and terrorist financing and to protect consumers against fraud, including identity theft), credit unions must implement a Customer Identification Program (CIP) to obtain and verify certain kinds of identifying information from anyone opening an account. Credit unions must apply the CIP to each person who establishes a new account, including members, joint accountholders and co-borrowers. To comply with the Act, we obtain and verify four items of information from each new member, including name, date of birth, address and an identification number, such as a social security number.

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