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Membership Eligibility

Every Member Counts. Every Member Gains.

No matter your story or your money savvy, we’re dedicated to providing the services, technology, and guidance you need to feel confident in your decisions, and in the people helping you make them.

Become a Member

When you join Energy Credit Union, you open a world of benefits available almost nowhere else: low cost checking, free Internet banking and bill paying, great rates on mortgages, personal loans and savings products, personal service, and so much more.


As a credit union, we’re a not-for-profit institution where a member receives better rates, generous rewards programs, and convenient technology to deliver the confidence and tools to get you ahead.

Our members can feel secure, knowing that the National Credit Union Share Insurance Fund and the Massachusetts Share Insurance Corporation fully insure their deposits.

How To Join?

Membership in Energy Credit Union is open to those who live or work in certain communities and to employees and retirees of National Grid New England. Family members of eligible individuals are welcome.

To join, just open a share savings account with a deposit of $10 or more. Request an application, visit us, or call Member Services at (617) 325-1999.

Eligible Communities

  • Norfolk County Communities
  • Suffolk County Communities
  • Middlesex County Communities
  • Essex County Communities

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