Every Member Counts. Every Member Gains.
No matter your story or your money savvy, we’re dedicated to providing the services, technology, and guidance you need to feel confident in your decisions, and in the people helping you make them.
When you join Energy Credit Union, you open a world of benefits available almost nowhere else: low cost checking, free Internet banking and bill paying, great rates on mortgages, personal loans and savings products, personal service, and so much more.
As a credit union, we’re a not-for-profit institution where a member receives better rates, generous rewards programs, and convenient technology to deliver the confidence and tools to get you ahead.
Our members can feel secure, knowing that the National Credit Union Share Insurance Fund and the Massachusetts Share Insurance Corporation fully insure their deposits.
Membership in Energy Credit Union is open to those who live or work in certain communities and to employees and retirees of National Grid New England. Family members of eligible individuals are welcome.
To join, just open a share savings account with a deposit of $10 or more. Request an application, visit us, or call Member Services at (617) 325-1999.
A financial institution will have, or already has, a relationship with you. You may go to your neighborhood bank, a major national financial conglomerate, or a credit union.
Some of the most crucial details will aid in the acquisition of an ideal insurance coverage. We’ve compiled a policy overview that may be of use to you.
Lenders want to know that you can pay the monthly payments, plus interest and insurance. If you can show proof of debt management and affordability, you’ll have a far better chance of getting authorized, even if you have a bad credit score.
Not everyone you meet will be there for you through all of life’s ups and downs. However, you will have a small group of friends who will support you in your failures and lead you through difficult moments.