Mass Save HEAT Loan
Offered in partnership with Mass Save, a consortium of gas and electric utilities and energy efficiency service providers, the program provides the opportunity to make your way toward an energy efficient home.
Interested in energy efficiency?
Energy Credit Union participates in the Mass Save® Residential HEAT Loan Program to offer members 0% interest loans for up to $25,000, with terms up to 7 years.
You could get a loan for improvements like:
- Weatherization
- Pre-weatherization barriers
- Residential batteries enrolled in ConnectedSolutions
- Heat pump projects
- Heat pump water heaters
- ENERGY STAR® Certified Replacement Windows*
Get Started
Call Mass Save® at 866.527.7283 to begin the process. A Mass Save® representative will review the requirements of the program and let you know which improvements would be eligible for HEAT loan program financing, and give you all the paperwork you need.
When you receive your Authorization Form from the HEAT Loan Program administrator, you are ready to apply.
* Must be in conjunction with completed weatherization recommendations.
Members must meet program eligibility requirements to participate. Eligibility for the HEAT Loan is based on findings from the Home Energy Assessment and require pre-approval. Some restrictions apply and offers are subject to change or cancellation. Financing is subject to credit approval. Additional terms and conditions apply. Visit MassSave.com or call 1-866-527-SAVE (7283) for details and to learn more about the program. Estimated cost per $1,000 calculated on maximum term available. 0% APR for 84 monthly payments of $11.91 per $1,000 borrowed. Loan terms are based on finance amount.
Rates
Energy Loans (Mass Save)
Effective: April 22, 2026
- (1) Annual Percentage Rate and amount is based on current credit rating.
- (2) Repayment amounts will vary depending on the term. This example is estimated for the maximum term.
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