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Banking Rates

When you’re looking for excellent rates on Savings and Checking products, look no further – Energy CU have the competitive rates you’re looking for.

Share Savings & IRA Shares

Effective: January 5, 2024

Share Savings
AmountDividend/Interest RateAPY 1
$10.00 to $9,999.990.10%0.10%
$10,000.00 to $19,999.990.15%0.15%
$20,000.00 to $29,999.990.20%0.20%
$30,000.00 and above0.25%0.25%
  • (1) Annual Percentage Yield.

N.O.W. Checking

Effective: January 5, 2024

N.O.W. Checking
Dividend/Interest RateAPY 1
0.05%0.05%
  • (1) Annual Percentage Yield.
  • Minimum balance of $10 is required to earn the advertised APY for NOW, Vacation, and Holiday Accounts.
  • As in the case of all credit union accounts, the amount on deposit is fully insured up to the legal limitations. The first $250,000 is insured by the National Credit Union Share Insurance Fund (NCUSIF). In addition, IRA deposits are insured separately under NCUSIF up to $250,000. NCUSIF is administered by the National Credit Union Administration (NCUA), an agency of the federal government. In addition to being federally insured, any amount on deposit exceeding $250,000 is insured in full up to the legal limitations by the Massachusetts Share Insurance Corporation (MSIC).
  • Please see our Truth in Savings disclosure statement for more information about deposit accounts.

Vacation & Holiday Clubs

Effective: January 5, 2024

Vacation & Holiday Clubs
TypeDividend/Interest RateAPY 1
Vacation Club0.10%0.10%
Holiday Club0.10%0.10%
  • (1) Annual Percentage Yield.
  • Minimum balance of $10 is required to earn the advertised APY for NOW, Vacation, and Holiday Accounts.
  • As in the case of all credit union accounts, the amount on deposit is fully insured up to the legal limitations. The first $250,000 is insured by the National Credit Union Share Insurance Fund (NCUSIF). In addition, IRA deposits are insured separately under NCUSIF up to $250,000. NCUSIF is administered by the National Credit Union Administration (NCUA), an agency of the federal government. In addition to being federally insured, any amount on deposit exceeding $250,000 is insured in full up to the legal limitations by the Massachusetts Share Insurance Corporation (MSIC).
  • Please see our Truth in Savings disclosure statement for more information about deposit accounts.

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