We have developed a specialized suite of financial services, including a business checking account and a variety of savings vehicles to meet the needs of the small business entrepreneur.
Energy Credit Union understands the needs of small business owners and entrepreneurs. After all, we have been providing state-of-the-art financial products and legendary member service since 1931.
Any business (fraternal organization, voluntary association, sole proprietorship, partnership or corporation), having a usual place of business in Suffolk or Norfolk Counties or in the communities of Waltham, Weston, Newton, Belmont, Lexington, Lincoln, Watertown, Burlington, Bedford, Billerica or Woburn, Massachusetts and composed principally of individuals who are themselves eligible for membership at Energy Credit Union may become a business member.
All business members must maintain a Business Share (Savings) Account.
Simply visit one of our offices to establish your Business Account(s). To begin the process, you must complete the Energy Credit Union Business Account Resolution. We will also require a completed signature card for each account you wish to open. Then gather the following documentation for your visit to one of our offices.
Before you visit with us…
Plan approximately 30 minutes for your session with our Member Service Representative. The amount of time may vary depending on the number of products and services you would like.
Based on your form of ownership, the following documentation is required to establish your Energy Credit Union Business Account:
A financial institution will have, or already has, a relationship with you. You may go to your neighborhood bank, a major national financial conglomerate, or a credit union.
Some of the most crucial details will aid in the acquisition of an ideal insurance coverage. We’ve compiled a policy overview that may be of use to you.
Lenders want to know that you can pay the monthly payments, plus interest and insurance. If you can show proof of debt management and affordability, you’ll have a far better chance of getting authorized, even if you have a bad credit score.
Not everyone you meet will be there for you through all of life’s ups and downs. However, you will have a small group of friends who will support you in your failures and lead you through difficult moments.