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Vacation & Holiday Clubs

Escape to financial freedom and celebrate the season with Energy Credit Union's Vacation and Holiday Club Accounts!

Vacation Club

Dreaming of the perfect getaway? At Energy Credit Union, our Vacation Club Account is your passport to turning those dreams into reality.


Whether it's a tropical paradise, a city adventure, or a mountain retreat, start saving for your dream vacation today!Make your vacation dreams a reality with a Vacation Club account.

  • Open your account at any time with no minimum deposit.
  • Direct part of your paycheck to your Club account each pay period, with direct deposit or establish automatic withdrawals from your savings or checking account each month.
  • Your Vacation Club contributions are transferred to your share savings account in June.
  • To help you save, there are restrictions on withdrawals before June.

Log in to Energy@Home to add a Vacation Club by clicking on Open an Account or call the credit union at 617-325-1999.

Holiday Club

'Tis the season to make merry and plan for the perfect holiday! At Energy Credit Union, our Holiday Club Account is your festive companion, helping you save for the most magical time of the year. Put away those credit cards, our Holiday Club offers a way to plan to avoid holiday debt.


  • Open your account at any time by logging into Energy@Home and click on Open an Account or call the credit union at 617-325-1999.
  • Direct part of your paycheck to your Club account each pay period, with direct deposit or establish automatic withdrawals from your savings or checking account each month.
  • Your Holiday Club contributions are transferred to your share savings account in October.
  • To help you save, early withdrawals are not permitted.

Rates

Vacation & Holiday Clubs

Effective: January 5, 2024

Vacation & Holiday Clubs
TypeDividend/Interest RateAPY 1
Vacation Club0.10%0.10%
Holiday Club0.10%0.10%
  • (1) Annual Percentage Yield.
  • Minimum balance of $10 is required to earn the advertised APY for NOW, Vacation, and Holiday Accounts.
  • As in the case of all credit union accounts, the amount on deposit is fully insured up to the legal limitations. The first $250,000 is insured by the National Credit Union Share Insurance Fund (NCUSIF). In addition, IRA deposits are insured separately under NCUSIF up to $250,000. NCUSIF is administered by the National Credit Union Administration (NCUA), an agency of the federal government. In addition to being federally insured, any amount on deposit exceeding $250,000 is insured in full up to the legal limitations by the Massachusetts Share Insurance Corporation (MSIC).
  • Please see our Truth in Savings disclosure statement for more information about deposit accounts.

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