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Save Big!

New & Used Auto Loan Rates Have Gone Down!

  • READY for Fall road trips.
  • STRONG enough for snowy Winter mornings.
  • LOW rates that keep your wallet happy.

As low as

3.50% APR

PLUS 0.25% OFF when buying new Electric or Hybrid

Apply today and start your journey with confidence.

Rates

New Auto / Motorcycle - Zero Down (LTV 100% KBB / NADA)

Effective: September 18, 2025

New Auto / Motorcycle - Zero Down (LTV 100% KBB / NADA)
TermAmountAPR 1
Up to 84 MonthsUp to $75,000.00From 3.50%
  • (1) Annual Percentage Rate and amount is based on current credit rating. Additional 0.25% discount may be available for new electric/hybrid vehicles.
  • New Auto or Motorcycle loans requires 0% down payment or financing up to 100% of NADA or KBB book value. Auto or Motorcycle with 5,000 miles or less are considered New. Loans are subject to credit approval.

Used Auto / Motorcycle (LTV 90% KBB / NADA)

Effective: September 18, 2025

Used Auto / Motorcycle (LTV 90% KBB / NADA)
TermAmountAPR 1
Up to 84 monthsUp to $50,000.00From 4.125%
  • (1) Annual Percentage Rate and amount is based on current credit rating.
  • Used Auto or Motorcycle loans require 10% down payment or financing up to 90% of NADA or KBB book value. Auto or Motorcycle with more than 5,000 miles are considered Used. Loans are subject to credit approval.

Loan Calculator

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Save Big! - Energy Credit Union