
New & Used Auto Loan Rates Have Gone Down!
As low as
3.50% APR
PLUS 0.25% OFF when buying new Electric or Hybrid
Apply today and start your journey with confidence.
New Auto / Motorcycle - Zero Down (LTV 100% KBB / NADA)
Effective: September 18, 2025
Used Auto / Motorcycle (LTV 90% KBB / NADA)
Effective: September 18, 2025
Determine your loan payment and find out how much you can buy based on your monthly payment.
Enter the term, rate, and either the payment or loan amount - the other will be calculated for you.

Just over a month ago, Energy Credit Union proudly launched the Payclipper Home Upgrade Loan Program, and in that short time, we’ve already seen remarkable engagement from our members.

If you're planning a home improvement project this year—whether it's upgrading your heating and cooling system, remodeling your kitchen or bath, or even just tackling long-overdue repairs—you may want to act sooner rather than later.

College students need all the help they need when it comes to saving money. Who better to advise them than the pros at online tax preparation software company TaxSlayer.com?

Lenders want to know that you can pay the monthly payments, plus interest and insurance. If you can show proof of debt management and affordability, you’ll have a far better chance of getting authorized, even if you have a bad credit score.