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News & Events

Get the latest news and trends affecting the Energy Credit Union.

Energy Credit Union has Fully Insured Excess Shares and Deposits for your hard-earned savings

Your deposits at Energy Credit Union above the federally insured limit of $250,000 is fully insured by MSIC (Massachusetts Credit Union Share Insurance Corporation).


Is it Time to Shop for a Mortgage?

Buying your first home or a new home? Seeking to refinance your existing mortgage? Energy CU has money to loan. We offer mortgages with competitive rates and various terms.

Call our staff today to learn more about mortgage offerings and let us put together a mortgage that is right for you!

Security Starts @Home

Did you know that at least sixty-eight percent of identity theft occurs OFFline? Online banking offers more security than your paper trail. Monitor your accounts and debit cards through Energy@Home, our online banking service. With Energy@Home you can monitor your accounts easily and more frequently to quickly catch any fraudulent activity. Enjoy the convenience of banking any time online – FREE. Check account balances, view transaction history, pay bills, and transfer funds through Energy@Home, our free internet banking and bill payment service.

Tackle Tuition Bills with Some Peace of Mind

Energy Credit Union offers to help you fill the funding gaps that federal aid can leave behind. By partnering with other credit unions to form Credit Union Student Choice, we are able to offer members lower cost financing options that will help you or a family member achieve your dream of a higher education. Our new loan product, designed with you in mind, offers lower loan rates, zero origination fees and more flexible repayment options.

Check our total cost calculator, learn , or apply online! Or call our Student Choice line at (866) 241-2118.

Report of Recent Debit Card Phishing Scam

If you receive an email or other notice informing you that your debit card has been “locked” and you are directed to make a phone call to “unlock” your card, DO NOT call the number provided.

Call Energy CU immediately at (617) 325-1999.

Your Savings are Safe with ECU

As in the case of all credit union accounts, the amount on deposit is fully insured up to the legal limitations. The first $250,000 is insured by the National Credit Union Share Insurance Fund (NCUSIF). In addition, IRA deposits are insured separately under NCUSIF up to $250,000. NCUSIF is administered by the National Credit Union Administration (NCUA), an agency of the federal government. In addition to being federally insured, any amount on deposit exceeding $250,000 is insured in full up to the legal limitations by the Massachusetts Share Insurance Corporation (MSIC).

Don’t Be a Victim of E-Mail Scams

Beware of e-mail messages that appear to be from corporations or even government agencies. These “phishing” attempts are a favorite tool for online crooks. The e-mail messages direct users to fraudulent Web sites designed to gain their personal information, account number and PIN. Energy Credit Union will NEVER ask members to supply personal information to Energy Credit Union or any agencies associated with us. Please contact us to report suspicious e-mails.

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The Advantages of Joining a Credit Union

A financial institution will have, or already has, a relationship with you. You may go to your neighborhood bank, a major national financial conglomerate, or a credit union.

Overview of Purchasing Automobile And Truck Insurance Policies

Some of the most crucial details will aid in the acquisition of an ideal insurance coverage. We’ve compiled a policy overview that may be of use to you.

Is it Possible to Buy a House with Bad Credit?

Lenders want to know that you can pay the monthly payments, plus interest and insurance. If you can show proof of debt management and affordability, you’ll have a far better chance of getting authorized, even if you have a bad credit score.

Savings Tips for College Students

College students need all the help they need when it comes to saving money. Who better to advise them than the pros at online tax preparation software company TaxSlayer.com?