Holiday Loan Special
Make the Season Shine - Without the Financial Stress!
Borrow up to $5,000 for 2 Years
Rate as low as
5.95% APR*
- Easy application & fast decisions.
- Great rates built for seasonal needs.
- Flexible terms that fit your budget.
Give your wallet a break with extra funds for the season - APPLY TODAY!
*APR - Annual Percentage Rate. Featured rate is based on credit and other criteria. Terms and conditions apply. Borrow $5,000 for 2 years at 5.95%, pay $44.30 monthly per thousand borrowed.
Loan Calculator
Determine your loan payment and find out how much you can buy based on your monthly payment.
Enter the term, rate, and either the payment or loan amount - the other will be calculated for you.
Latest From Our Blog
Payclipper Loan Program Update
Just over a month ago, Energy Credit Union proudly launched the Payclipper Home Upgrade Loan Program, and in that short time, we’ve already seen remarkable engagement from our members.
Home Improvements on the Rise - and So Are Costs
If you're planning a home improvement project this year—whether it's upgrading your heating and cooling system, remodeling your kitchen or bath, or even just tackling long-overdue repairs—you may want to act sooner rather than later.
Savings Tips for College Students
College students need all the help they need when it comes to saving money. Who better to advise them than the pros at online tax preparation software company TaxSlayer.com?
Is it Possible to Buy a House with Bad Credit?
Lenders want to know that you can pay the monthly payments, plus interest and insurance. If you can show proof of debt management and affordability, you’ll have a far better chance of getting authorized, even if you have a bad credit score.