When you’re looking for excellent rates on Mortgage and Real Estate loan products, look no further – Energy CU have the competitive rates you’re looking for.


Rates are effective as of September 10, 2018. Rates are subject to change without notice.

Mortgage & Real Estate Loan Rates Table
Loan Type Term APR * Max. Amount
First Mortgage Please call us at (617) 325-1999 for current rates and terms.
Home Equity Loan for
Combined Loan-to-Value
80% or less +
Up to 10 years ++ 4.99% Up to $150,000
Home Equity Line of Credit Up to 20 years Prime minus 1%,
adjustable monthly **
$150,000

* APR – Annual Percentage Rate.

+ Sample payment information for home equity loan: The cost of $1,000 borrowed for 10 years at 4.99% is $10.60 per month.

++ Sample payment information for home equity loan: The cost of $1,000 borrowed for 10 years at 6.50% is $11.35 per month.

** The prime rate is the Wall Street Journal prime rate as of the last business day of the month. Sample Payment information for a Home Equity LOC: A loan with a principal balance of $10,000 at 4.00% (prime -1%) would require a payment of $150 with approximately $33.97 applied to interest and $116.03 applied to principal in a 31 day month. Maximum rate is 18%.

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