Our checking account offers convenience and low costs that can’t be beat.

  • Earn interest for every day you maintain a $10 balance.
  • No monthly fees.
  • Unlimited check writing.
  • Receive your first order of checks free (basic design only).
  • Overdraft protection for a $5 annual fee, plus $2 per transaction.
  • Pay no ATM fees when you use ATMs in the SUM network or the MoneyPass network.
  • Make deposits at selected ATMs on the NYCE network.
  • Simply add N.O.W. Checking if you are already a member of Energy Credit Union with a Share (Savings) Account. Log into Energy@Home and click on Open an Account.

SUM NetworkMoneyPass NetworkNYCE Network

To find an ATM where you can make deposits, use the ATM locator on the NYCE Web site. Search by city and state and be sure to check the box indicating that you want an ATM that is part of the NYCE Shared Deposit Program.