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Home Equity Line of Credit
Loan Type Term APR *
Home Equity Line of Credit 15 Yr Borrowing and 5 Yr repayment Prime minus 1%,
adjustable monthly **
NEW Home Equity Line of Credit 10 Yr Borrowing and 10 Yr repayment Prime minus 0.75% (10 Yr Interest only payments)*

*APR – The rate listed is the Annual Percentage Rate (APR) which is variable and is equal to the Wall Street Journal prime rate minus 0.75%, subject to a minimum rate of 4.00% and a maximum rate of 18% or the maximum rate permitted by law, whichever is less. Prime as of 10/6/2023 was 8.5%. This APR is available for new home equity lines only. Line must be secured by a 1-4 family home or condo. Primary residences only. The maximum loan to value is 80%. Rates are subject to change. Property insurance will be required. Subject to credit approval.

**APR – The rate listed is the Annual Percentage Rate (APR) which is variable and is equal to the Wall Street Journal prime rate minus 1.00%, subject to a minimum rate of 2.25% and a maximum rate of 18% or the maximum rate permitted by law, whichever is less. Prime as of 10/6/2023 was 8.5%. This APR is available for new home equity lines only. Line must be secured by a 1-4 family home or condo. Primary residences only. The maximum loan to value is 80%. Rates are subject to change. Property insurance will be required. Subject to credit approval.

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