You do the big dreams. We’ll CUT the rate!


Our Home Equity Line of Credit is simply AMAZING!

  • Prime -1% APR* for LIFE!
  • NO Closing Costs, NO Annual Fees
  • Home improvements – Education – Debt consolidation – Start a business – Medical expenses and more…

Call us TODAY to get the process started.

Apply Now!Check Rates and Terms

*APR is Annual Percentage Rate and will be variable based on index minus a margin for the life of the loan. Prime rate is the Wall Street Journal prime rate as of the last business day of the month. Sample Payment information for a Home Equity LOC: A loan with a principal balance of $10,000 at 2.25% (prime -1%) would require a payment of $150 with approximately $33.97 applied to interest and $116.03 applied to principal in a 31 day month. Maximum rate is 18%. Floor rate is 2.25%. Rate subject to change without notice. Properties must be located within 100-mile radius from Energy Union’s office. Combined loan-to-value of 80% or less with minimum of $25,000 initial draw maximum line at $150,000. Early termination fee of $500 applies for lines closed within 36 months. Membership requirements apply.