Real Estate Loan Rates
When you’re looking for excellent rates on Mortgage and Real Estate loan products, look no further – Energy CU have the competitive rates you’re looking for.
First Mortgage
Effective: January 17, 2024
Fixed Home Equity
Effective: January 17, 2024
- (1) Annual Percentage Rate.
- (2) APR is calculated based on a loan amount of $100,000 for a term of 10 years or 120 months. Payments are $10.67 monthly per $1,000 borrowed. Owner occupied condos and single-family primary residences only. Payment doesn't include taxes, insurance, or HOA fees. The actual payment obligation will be greater. Other terms and restrictions apply. Subject to credit approval.
Home Equity Line of Credit
Effective: January 17, 2024
- (1) Annual Percentage Rate.
- (2) The rate listed is the Annual Percentage Rate (APR) which is variable and is equal to the Wall Street Journal prime rate minus 1.00%, subject to a minimum rate of 2.25% and a maximum rate of 18% or the maximum rate permitted by law, whichever is less. Prime as of 10/6/2023 was 8.5%. This APR is available for new home equity lines only. Line must be secured by a 1-4 family home or condo. Primary residences only. The maximum loan to value is 80%. Rates are subject to change. Property insurance will be required. Subject to credit approval.
- (3) The rate listed is the Annual Percentage Rate (APR) which is variable and is equal to the Wall Street Journal prime rate minus 0.75%, subject to a minimum rate of 4.00% and a maximum rate of 18% or the maximum rate permitted by law, whichever is less. Prime as of 10/6/2023 was 8.5%. This APR is available for new home equity lines only. Line must be secured by a 1-4 family home or condo. Primary residences only. The maximum loan to value is 80%. Rates are subject to change. Property insurance will be required. Subject to credit approval.
Energy Loans (Mass Save)
Effective: January 17, 2024
- (1) Annual Percentage Rate and amount is based on current credit rating.
- (2) Repayment amounts will vary depending on the term. This example is estimated for the maximum term.
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