Energy Credit Union

Savings & Checking

Savings & Checking

Rates are effective as of November 2, 2015. Rates are subject to change without notice.

 

Savings and Checking Dividend/Interest Rate APY*
Share Savings — $10 to $9,999.99 0.10% 0.10%
Share Savings — $10,000 to $19,999.99 0.15% 0.15%
Share Savings — $20,000 to $29,999.99 0.20% 0.20%
Share Savings — $30,000 and above 0.25% 0.25%
N.O.W. Checking** 0.05% 0.05%
Vacation Club** 0.10% 0.10%
Holiday Club** 0.10% 0.10%

*APY = Annual Percentage Yield.
**Minimum balance of $10 is required to earn the advertised APY for NOW, Vacation, and Holiday Accounts.

As in the case of all credit union accounts, the amount on deposit is fully insured up to the legal limitations. The first $250,000 is insured by the National Credit Union Share Insurance Fund (NCUSIF). In addition, IRA deposits are insured separately under NCUSIF up to $250,000. NCUSIF is administered by the National Credit Union Administration (NCUA), an agency of the federal government. In addition to being federally insured, any amount on deposit exceeding $250,000 is insured in full up to the legal limitations by the Massachusetts Share Insurance Corporation (MSIC).

Please see our Truth in Savings disclosure statement for more information about deposit accounts.

Calculators