Energy Credit Union

Consumer Loans

Consumer Loans

Energy Credit Union offers a variety of loans at favorable rates to meet everyday needs or to finance long-held dreams.

Revolving Line of Credit

Members spoke, we listened! At your request, Energy Credit Union introduces a Revolving Line of Credit, it’s newest loan product.

Flexibility. Our Revolving Line of Credit is flexible, allowing you to borrow cash for your personal needs, whatever they are-when you need it. Similar to a credit card, it has an established credit limit, and it is open-ended: credit is ongoing and indefinite.

One Loan for your borrowing needs. Need to borrow money at various times throughout the year? With our revolving line, there is no need to open a new loan every time you need to borrow. It provides a source of reusable funds. As payments are made, the amount available on your line increases, up to your credit limit. Credit score determines your loan rate and how much you can borrow if your loan is approved.

Advantage, YOU. Our revolving line offers: flexibility, quick access to funds for unexpected expenses, and a source of reusable funds. NO collateral necessary. No account opening, transaction, or cash advance fees.

How much credit do you qualify for?

Stop in today to find out, or call a Loan Officer at 617.325.1999.

Personal Loans

  • Consolidate bills, pay off high-interest credit cards, or meet other expenses.
  • Borrow up to $20,000.

Secured Loans

  • Secure a loan with savings, CDs and eligible stock as collateral.

Holiday and Vacation Loans

  • Borrow up to $2,000.

Computer Loans

  • Borrow up to $5,000.

Apply For a Loan

We offer two application options:

 

Curious about how much to borrow and what your monthly payments may be?
Our loan calculators can help you plan.

Apply online! Rates Calculators