This calculator will help you to decide whether or not you should refinance your current mortgage at a lower
interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will
also calculate how many months it will take to break even on the closing costs.
Note: When entering numbers into the data fields only use numbers and applicable decimal
points. Entering commas, dollar signs, or any other non-numeric characters will cause an error.
The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results
should be discussed with a qualified professional before any product purchases or loan commitments are made.
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Please be advised that Energy Credit Union does not represent either the third party or you, the
member, if you enter into a transaction. Further, the privacy and security policies of the linked
site may differ from those practiced by the credit union.