Notice of Elections
Notice of elections for director of credit union – January 16, 2018. Click here to learn more.
Is it Time to Shop for a Mortgage?
Buying your first home or a new home? Seeking to refinance your existing mortgage? Energy CU has money to loan. We offer mortgages with competitive rates and various terms. Call our staff today to learn more about mortgage offerings and let us put together a mortgage that is right for you!
Security Starts @Home
Did you know that at least sixty-eight percent of identity theft occurs OFFline? Online banking offers more security than your paper trail. Monitor your accounts and debit cards through Energy@Home, our online banking service. With Energy@Home you can monitor your accounts easily and more frequently to quickly catch any fraudulent activity. Enjoy the convenience of banking any time online – FREE. Check account balances, view transaction history, pay bills, and transfer funds through Energy@Home, our free internet banking and bill payment service.
Tackle Tuition Bills with Some Peace of Mind.
Energy Credit Union offers student loans to help you fill the funding gaps that federal aid can leave behind. By partnering with other credit unions to form Credit Union Student Choice, we are able to offer members lower cost financing options that will help you or a family member achieve your dream of a higher education. Our new loan product, designed with you in mind, offers lower loan rates, zero origination fees and more flexible repayment options. Click here for our total cost calculator, to learn more details about our student loan products, or apply online! Or call our Student Choice line at (866) 241-2118.
Report of Recent Debit Card Phishing Scam
If you receive an email or other notice informing you that your debit card has been “locked” and you are directed to make a phone call to “unlock” your card, DO NOT call the number provided.
Call Energy CU immediately at (617) 325-1999.
4.99% APR* Home Equity Loan!
For whatever life throws at you. To apply for a loan, please call, apply online, or visit us.
*APR is Annual Percentage Rate. Rates are subject to change without notice. Repayment amounts vary depending upon the term. These payment examples are for the maximum term. Home equity loan: The cost of $1,000 borrowed for 10 years at 5.49% is $10.85 per month.
Your Savings are Safe with ECU
As in the case of all credit union accounts, the amount on deposit is fully insured up to the legal limitations. The first $250,000 is insured by the National Credit Union Share Insurance Fund (NCUSIF). In addition, IRA deposits are insured separately under NCUSIF up to $250,000. NCUSIF is administered by the National Credit Union Administration (NCUA), an agency of the federal government. In addition to being federally insured, any amount on deposit exceeding $250,000 is insured in full up to the legal limitations by the Massachusetts Share Insurance Corporation (MSIC).
Don’t Be a Victim of E-Mail Scams
Beware of e-mail messages that appear to be from corporations or even government agencies. These “phishing” attempts are a favorite tool for online crooks. The e-mail messages direct users to fraudulent Web sites designed to gain their personal information, account number and PIN. Energy Credit Union will NEVER ask members to supply personal information to Energy Credit Union or any agencies associated with us. Please contact us to report suspicious e-mails.